Money in Everyday Life

Description du parcours

Explore a variety of practical tips, tricks and tools designed to help you navigate the day-to-day management of your finances, while making decisions that reflect your own personal vision and choices.

Découvrez les unités du parcours

Developing your Savings Habits

Durée estimé de l'unité30 min
  • Present good savings practices for the short, medium and long term. 

  • Explain how simple interest and compound interest work.​ 

  • Feel the importance of getting an early start on saving in life or for a project. 

Making a budget

Durée estimé de l'unité30 min
  • Explain the function and structure of a budget.

  • Present the steps involved in budget planning and monitoring.

  • Produce a monthly budget.

Making a Budget : Exercise

Durée estimé de l'unité30 min
  • Produce a monthly budget.

Asserting your Rights as a Consumer

Durée estimé de l'unité30 min
  • Present the rights and obligations of consumers and merchants.​ 

  • Name the main ways to enforce your rights. 

Optimizing your Budget

Durée estimé de l'unité30 min
  • Analyze a budget and identify possible improvements. 

Paying by Debit and Credit Card

Durée estimé de l'unité30 min
  • Explain the features and fees associated with debit and credit cards.​ 

  • Tell how to reduce debit and credit card fees.​ 

  • Locate important information on an account statement.​ 

  • Present good security practices for debit and credit cards. 

Paying by Online Transfer, Pre-Authorized Payments and Cheque

Durée estimé de l'unité30 min
  • Explain the features of the following payment methods: online transfer, pre-authorized payment and cheque.​ 

  • Choose the right payment methods for different types of transactions.​ 

  • Apply preventive security measures for online transactions. 

Making Mindful Purchasing Decisions

Durée estimé de l'unité30 min
  • Analyze your purchasing options according to your needs, values and financial means.​ 

  • Consider the impact of your consumption choices on yourself, society and the environment.​

Using Credit

Durée estimé de l'unité30 min
  • Explain how credit and interest work.​ 

  • Present the main forms of credit.​ 

  • Present best practices for responsible use of credit.​ 

  • Spot the warning signs of over-indebtedness.

Reducing your Expenses

Durée estimé de l'unité30 min
  • Identify savings opportunities in major expense categories.​ 

  • Explain good expense management practices. ​ 

Questioning your Sources of Influence

Durée estimé de l'unité30 min
  • Identify the main forms of consumer influence.​ 

  • Analyze the message and effect of a communication intended to influence.​ 

  • Explain how the emotional and rational systems work when faced with consumer choices.​ 

  • Name the precautions you need to take to make smart purchases.​ 

Checking your employment income

Durée estimé de l'unité30 min
  • Check your employment income.

  • Take action when you notice errors in your pay statement.

  • Recognize undeclared work.

How our paths can create a positive impact

Interactive workshops

Through interactive reflections, practical exercises and exciting discussions, you'll discover the concepts to remember and the habits to implement in your life. No time to get bored!

Online Learning

Continue your learning in a dynamic, interactive environment, where you can broaden your horizons and tackle topics that complement your workshop experience.

Reinforcement and Practice

Tackle practical exercises that will reinforce your understanding. Because practice is essential to ensure that what you learn is reflected in your bank account.

Find a partner organization

En savoir plus
Une initiative éducative deDesjardins
Desjardins tient à remercier ses partenaires de leur contribution à ce programme :
Carrefour jeunesse emploisUnion des consommateursCoalition des associations de consommateurs du Québec