![](https://images.ctfassets.net/oqi3io65l448/2zUGyR5ZBtLJvk5BMWeoCk/8ea608dae5b4fb8bbc73c7e5b0760c11/poster.webp)
What is Personal Finance: I'm in Charge®?
What is Personal Finance: I'm in Charge®?
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F6Noh9K26ebRBvC3Ojd2C4a%2F6712489c5a936350512e196459e99944%2Fcog.webp&w=256&q=75)
It's a financial education program for young adults. Our training programs are based on a dynamic and hands-on approach. With the help of a network of accredited trainers across Quebec and Ontario, workshops are available both in-class and online.
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F5KBcAZDouRyBNPOHACYBuU%2F1f26333b265cb36e49bddb11d38aace0%2Fstar.webp&w=256&q=75)
Develop financial independence among young adults and give them the tools to make smart and responsible consumer choices in line with their values.
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F4yBheMPVkzvrGV8JKNvTxi%2Ffccca0cf2bea83f4626b87fcf7b2ea7c%2Fhearth.webp&w=256&q=75)
We offer neutral and objective content while breaking down money-related taboos. Our program also seeks to counter the prejudices associated with financial problems and to reduce the pressure that comes from our consumer society.
Parcours disponibles
![](https://images.ctfassets.net/oqi3io65l448/2NCr49GJWEIH04jPzSIY3D/02e0eaad1b53fba336a29bec43199fec/argent-quotdien.webp)
Discover 1001 tips and tricks to make better financial decisions in everyday life. The goal? Let your finances reflect your values and priorities!
![](https://images.ctfassets.net/oqi3io65l448/5EKUtunhWJLiVE3WU3RSgd/ca1e458c9f9420a31473c679e132ff67/paix-esprit.webp)
Practice fulfilling your civic obligations, respecting your commitments and asserting your rights in an informed manner. To feel more relaxed and confident!
![](https://images.ctfassets.net/oqi3io65l448/5T5xBAyVTTmy5hDfbwa43r/1b3d2b8acc80fd17fdca751040849eea/realiser-projet.webp)
Plan the projects that are important to you using a solid approach, which highlights all the facets to consider. Because some dreams do come true!
![](https://images.ctfassets.net/oqi3io65l448/QNfh62BNVVvvGlgSq6KnK/ef7b2028cad64ebcd6360f1d9ecc0d31/epargne-investissement.webp)
Dive into the world of savings and learn how to create an investment strategy tailored to your aspirations. And make the interest work for you!
![](https://images.ctfassets.net/oqi3io65l448/21zqylibDRn6djCpTrbAKO/2e6172c4136e2ac670d872b2f8f433ac/introduction-vie-financiere.webp)
Discover a range of essential concepts, practical tips and tools to get you started on your journey to mastering your personal finances. Take control of your situation!
How our paths can create a positive impact
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F77kGMzJIvCD3IEYOHZmcmF%2F67afb0ea16abd0cd90ea714e2d448b4a%2Flight.webp&w=256&q=75)
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F77kGMzJIvCD3IEYOHZmcmF%2F67afb0ea16abd0cd90ea714e2d448b4a%2Flight.webp&w=256&q=75)
Interactive workshops
Through interactive reflections, practical exercises and exciting discussions, you'll discover the concepts to remember and the habits to implement in your life. No time to get bored!
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F1gCSPdagybUI7Qp569wo6I%2Ff1b972ae36b1700fd868d8d430f374e7%2Fcomputer.webp&w=256&q=75)
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F1gCSPdagybUI7Qp569wo6I%2Ff1b972ae36b1700fd868d8d430f374e7%2Fcomputer.webp&w=256&q=75)
Online Learning
Continue your learning in a dynamic, interactive environment, where you can broaden your horizons and tackle topics that complement your workshop experience.
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F6N57uJnYHynAUhbBjiYV8C%2Ff0b2da37ba3283e3bd5a806180135df9%2Fpencil.webp&w=256&q=75)
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F6N57uJnYHynAUhbBjiYV8C%2Ff0b2da37ba3283e3bd5a806180135df9%2Fpencil.webp&w=256&q=75)
Reinforcement and Practice
Tackle practical exercises that will reinforce your understanding. Because practice is essential to ensure that what you learn is reflected in your bank account.
+500k
participants.
+400
Desjardins accredited trainers.
+50
hours of content in class and online.
Témoignages
What I find great about a program like this is that it uses a learning model that is dynamic and, above all, interesting for young people.
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F4yBheMPVkzvrGV8JKNvTxi%2Ffccca0cf2bea83f4626b87fcf7b2ea7c%2Fhearth.webp&w=128&q=75)
Carrefour Jeunesse Emploi
Rosemont/Petite-Patrie, Quebec
At first, I didn't think that these workshops concerned. I'm 17 year old and I don't have any bills to pay or any debts. After you asked me to set some financial goals, I realized that this was something that it was for me. As a result, I was able to save enough money to buy my first truck. I also shopped around around and opened my savings account, which is helping me to build my capital.
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F4yBheMPVkzvrGV8JKNvTxi%2Ffccca0cf2bea83f4626b87fcf7b2ea7c%2Fhearth.webp&w=128&q=75)
Participant
Campbell’s Bay, Quebec
For a young person, free access is really important! I can take part in workshops that teach me how to make better consumer choices. That way, I can avoid mistakes that could cost me dearly! I'm a double winner!
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Foqi3io65l448%2F4yBheMPVkzvrGV8JKNvTxi%2Ffccca0cf2bea83f4626b87fcf7b2ea7c%2Fhearth.webp&w=128&q=75)
Participant
Intensive Learning Center, Quebec
Find a partner organization
En savoir plus![Desjardins](/images/initiative-logo.webp)
![Carrefour jeunesse emplois](/images/carrefour-jeunesse-emploi.webp)
![Union des consommateurs](/images/union-des-consommateurs.webp)
![Coalition des associations de consommateurs du Québec](/images/coalition-des-associations de-consommateurs-du-quebec.webp)