Shopping for a car? Planning a trip or buying a house? In all these projects, there's one thing we sometimes forget: insurance. It's not always easy to keep track - and taking out too much can be expensive. But some insurances are really useful, even essential.

• Understand how insurance protects you against certain risks

• Distinguish between the main types of insurance

• Identify which ones are most important for your situation

• Understand key terms (policy, claim, deductible, etc.)

• Find out how to choose the right insurance for your needs